There are several types of insurance that most individuals know they need to have. Health insurance, car insurance, and homeowners insurance are a few of the basic types most people should have. What about flood insurance? This is one type that the majority of people don’t have or don’t think is necessary. There are four important reasons why you should carry flood insurance in Snellville, GA.
4 Important Reasons to Carry Flood Insurance
1. Most Homeowners Insurance Doesn’t Cover Flood Damage: Unless you’ve already added flood insurance to your policy, it most likely does not cover loss from flooding. However, it isn’t difficult to find a flood policy that meets your individual needs.
2. Nearly Every Property is Vulnerable to Flooding: Even if you don’t live near a body of water, heavy rain can occur almost anywhere and cause flooding. Even an inch of water inside your home can cause thousands of dollars worth of damage. With thunderstorms the most common type of natural disaster in Georgia, the state is prone to flooding.
3. Most Floods Do Not Receive Federal Assistance: In order to receive federal assistance for flood damage, an area must be declared a federal disaster area. Most flooding incidents do not receive this kind of declaration.
4. Peace of Mind: Of all the types of accidents and events that can occur that may cause damage to your home, this is one less thing to have to worry about.
Contact Birdsong Agency Inc. in Snellville, GA
At Birdsong Agency Inc., we can help you find the right kind of flood insurance. Our team has over 50 years of combined experience working in the insurance industry. We also offer home, life, auto, and business insurance. Contact us at Birdsong Agency Inc. today.