Thinking About Buying a Second Boat? Three Questions to Ask Your Insurance Agent

You’re buying a second boat or other watercraft: Congratulations! Now, it’s time to be sure your investment is protected.

Let’s take a look at three questions you’ll want to ask your insurance agent to be sure your boat is safe, no matter what happens. 

Buying a Second Boat? Three Questions to Ask

1) What are the options to insure my boat?

It’s always a smart move to get insurance coverage for all the watercraft you own. Consult with Birdsong Agency Inc. and we can provide you with coverage options for your second boat in Snellville, GA.

2) Is my policy based on agreed value or actual cash value?

Both types of insurance are solid–agreed value bases your policy on the price of your boat when you buy the policy, while actual cash value includes depreciation, which can factor into both the cost of your insurance and the payout if you need to make a claim. 

3) Do I have full coverage insurance?

There’s no doubt about it–accidents happen, no matter how careful you are. You’ll want to make sure you have full coverage insurance to protect you against acts of nature and accidents that occur while you’re enjoying your boat.

We’re here to help

At Birdsong Agency Inc., we’re proud to serve our customers from Snellville, GA. We’d love to chat with you about all your boating insurance needs. Give us a call or stop in today to learn more about how we can help you keep your boat safe.