Understanding Winter Coverage for Classic Cars
A classic car owner might be tempted to cancel all or some parts of their classic car insurance during the winter. However, this might not be the best decision. Accidents can still occur even when your classic car is in storage throughout the winter. The Birdsong Agency Inc. team, located in and around Snellville, GA, is ready and available to assist you with questions about your classic car insurance or any other coverage.
The Dilemma of Classic Car Insurance during Winter
Classic car insurance policies differ from everyday driver insurance policies. Classic car insurance usually comes at a significantly lower cost than for regular vehicles, given that classic cars have mileage restrictions. However, when these timeless beauties are stored away during winter or taken out for maintenance, owners often consider canceling some or all of their insurance.
Say you chose to cancel your comprehensive insurance. This would imply that your vehicle is not insured against theft, vandalism, or fire during that period. As an owner, it’s important to consider the storage facilities and the potential for such accidents before canceling. Moreover, homeowners’ coverage typically doesn’t cover vehicles meant for road use, even when stored in your garage.
On the other hand, if you cancel your collision coverage, your car is unprotected from accidents that could occur while moving it inside the garage, if it falls off a lift, or if something falls onto it.
Aiding Your Classic Car Insurance Needs with Birdsong Agency Inc.
Accidents are unpredictable, and classic car insurance provides coverage only when the vehicle is active. The Birdsong Agency Inc. team is committed to offering classic car insurance tailored to your needs. If you live in or near Snellville, GA, call us today at 470-268-7886 or visit us. Let us help with all your insurance needs.