At Birdsong Agency Inc. in Snellville, GA, we encourage homeowners to take steps in preparation for hurricane season. Hurricanes can result in flooding and extensive damage. Here are some ways to minimize your risks of water damage and be ready during and after a storm.
Know Your Risks
Risks will vary depending on your regional location and hurricane’ frequency. Near the coast, storm surges are a major risk, while inland properties face heavy winds and rain. Knowing which conditions are most likely to impact your property will help you prepare adequately.
Obtain Flood Insurance
Standard home policies don’t cover storm surge or flood damage. Review your policy, talk to your agent or the National Flood Insurance Program for details, and invest in water and flood coverage.
Get the Property Prepared
Drains and gutters should be cleared before the storm to let water flow freely rather than impeding on your property. Sandbags can be used to divert water. Unplug electronics and elevate furniture using blocks to keep them out of the water.
Create a Safety Kit
Prepare an emergency kit with food and water for a few days. Add toiletries, medication, flashlights, a radio, batteries, a phone charger, and first-aid products. Essential documents, including birth certificates, wills, and insurance papers, should be placed in an airtight bag that can be stored in a watertight space like a washing machine or dishwasher.
Be Prepared for Hurricane and Tropical Storm Flooding
Being ready is only half the battle when storms strike, even with mitigation plans. Should a storm cause flood damage, your National Flood Insurance agent can guide you about how to start processing a claim to get repairs underway. Our team at Birdsong Agency Inc. in Snellville, GA can assist you with getting coverage in place.